FHA, VA & USDA Financing

We are now offering FHA, VA, and USDA mortgage financing through OwnersChoice Funding

 

FHA:

  • 3.5% down payment
  • All funds can come as a gift from a relative
  • 6% seller concession

USDA:

  • 100% financing, 6% seller concession permitted
  • All funds can come as a gift
  • Only for certain rural and suburban-area properties

VA:

  • 100% financing
  • Seller can pay all closing costs
  • Must be an eligible veteran

 

For more information please contact David at pooc.eeseneg@divad or call 585-461-2230 ext 10

The OwnersChoice website offers members many useful tools for the home buying or refinance process including:

  • FINANCIAL CALCULATORS to help you determine what you'd qualify to borrow, how long it would take to recoup your closing costs on a refinance mortgage, etc. Go to OwnersChoice Financial Calculators

 

  • OwnersChoice's Secure Online Mortgage Application streamlines the processing of your request. Go to the OwnersChoice Application Page to "Apply Online". Be sure to choose the "Albany" office when applying. 

 


Our Members make the difference.

Member Since 1982

Alison is credited with inspiring the founder of Genesee Co-op FCU, David Knoll, to become an organizer of the credit union. According to David, "Alison said to me 'You need to start a credit union!' With the information and contacts she provided me, I worked to get Genesee Co-op FCU going." THANK YOU ALISON!!

"I was an early joiner. I'm supporting what I believe."

Alison Clarke


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