Insurance and Investment

Homeowners and Automobile Insurance

You trust Genesee Co-op FCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program. Renters and Condo Insurance are also available.

  • MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by most credit unions and their members.
  • With convenient e-service, you can pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.
Member Home Insurance                                  Affordable Auto Insurance

 

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

CUNA Mutual Group also provides low and no-cost Accidental Death and Dismemberment Insurance, reasonably priced Life Insurance and other Insurance products. Credit Disability Insurance and Single or Joint Life Insurance is available at very reasonable costs for all consumer loans. Check with us for these options.

Investment Options

Members Financial Services

MEMBERS Discount Brokerage Service offers investment options for Credit Union members, including stocks, mutual fund trading, mutual fund redemption, and more! Click here to go to the CUNA Mutual website.

 

Socially Responsible Investments

The Social Investment Forum

From time to time members have asked us about "socially responsible investment options." There are many resources available on the internet to help provide guidance and many investment companies provide "socially responsible" funds as a choice. We have found one website to be particularly helpful and recommend that members interested in learning more about socially responsible investment, visit The Social Investment Forum at http://www.socialinvest.org.

The Social Investment Forum is the U.S. national nonprofit membership association for professionals, firms and organizations dedicated to advancing the practice and growth of socially responsible investing (SRI). Critical to responsible investment practice is the consideration of environmental, social and corporate governance criteria in addition to standard financial analysis. Forum members support SRI through portfolio selection analysis, shareholder advocacy and community investing.

The 400 members of the Social Investment Forum include investment management and advisory firms, mutual fund companies, research firms, financial planners and advisors, broker-dealers, banks, credit unions, community development organizations, non-profit associations, and pension funds, foundations, Native American tribes and other asset owners.


Our Members make the difference.

Member Since 1982

"I've been a member since the Credit Union was just Dave Knoll with a cardtable in the hallway of the old Genesee Coop on Saturday mornings. I've never been tempted to go anywhere else since that time, even though I now live thirty miles away. I like dealing with nice staff who know my name, who are eager to help, and who are dedicated to financial literacy and empowerment. Plus, it's good to know that my money is being used to invest in people rather than fill the pockets of the wealthiest.

In addition to savings and checking I've turned to the credit union for debit cards, line-of-credit, auto financing, on-line banking, and a home mortgage. I've now financed at least four cars through the credit union, and I've successfully encouraged friends to do the same.

One of my boldest statements ever in the face of raw financial power was when the car dealer required me to sit through a presentation on their financing. My response: "I'm a loyal credit union member, and I'll stick with it even if you offer me zero percent. If I ever get in trouble, the Credit Union will help me work it out, but you guys'll just send the collection agent after me." The guy just gulped and that was that.

Yee-hah!

And I don't want to forget to mention that as a Credit Union member I get to vote. Real democracy - awesome!

Genesee Co-op Federal Credit Union - it's the best deal in town!"

James Renfrew


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