Genesee Co-op Federal Credit Union
*ATM Open 24 Hours

Contact Us

395 Gregory St.
Rochester, NY 14620-1327
Phone: 585-461-2230
Fax: 585-461-3189

Hours:
Mon, Tues, Wed 10am-5pm
Thurs, Fri 10am-6pm
Get Directions

Loan Rates

Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader)

Auto Loan Rates (as of as of February 19, 2010)

Model Year Term APR as LOW as
2009 & 201036 - 60 Months5.00%
61 - 72 Months5.50%
2005 - 200824 - 48 Months5.75%
49 - 60 Months 6.25%
2004 and Older 12 - 36 Months 8.50%
37 - 48 Months 9.00%
Loan Rates Subject to Change without Notice.

DON'T FORGET: WE MATCH DEALER RATES

As you look for the best car loan rate, please call the credit union to see if we can match any auto loan rate you are offered.

Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater.

 


Click here for used car deals every day!

Consumer Loan Rates (as of as of February 19, 2010)

LOANS / LOAN OPTIONS TERMS Annual Percentage Rate (APR)
$500 - $25,000 Unsecured Loan12 - 60 Months 11.%
$5000 - $25,000 Secured Personal Loan12 - 60 Months 7.125%**
$100 - $10,000 Line-of-Credit Line-of-Credit 13%
$500 Alternative Payday LOC 3 Months 18%
Share Secured LoanAs Requested 5.25%

** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing

Loan Rates Subject to Change without Notice

Members borrow for personal, business or family needs.

We offer both unsecured and secured debt consolidation loans.

We offer overdraft lines-of-credit.

We can help you establish or repair credit.

Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.