Genesee Co-op Federal Credit Union
*ATM Open 24 Hours

News & Announcements

September 01, 2013
Luxury Expenditures Policy
August 15, 2013
New Fee Schedule

Contact Us

395 Gregory St.
Rochester, NY 14620-1327
Phone: 585-461-2230
Fax: 585-461-3189

Mon, Tues, Wed 10am-5pm
Thurs, Fri 10am-6pm
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Loan Rates

Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader)

Auto Loan Rates (as of April 1, 2014)

Model Year Term APR as LOW as
2013 & 201436 - 60 Months1.99%
61 - 72 Months2.49%
2009 - 201224 - 48 Months3.00%
49 - 60 Months 3.50%
2006 - 200812 - 36 Months 4.00%
37 - 48 Months 4.50%
2005 and Older12 - 36 Months5.00%
37 - 48 Months6.00%


As you look for the best car loan rate, please call the credit union to see if we can match any auto loan rate you are offered.

Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater

Loan Rates Subject to Change without Notice.

Do You Have An Auto Loan at Another Bank or CU?

Now is a great time to REFINANCE Your AUTO LOAN with Your CU! 
For a limited time, we are offering a special rate for any age car for up to 60 months:

As low as 2.49% APR

Click here for used car deals every day!

Consumer Loan Rates (as of as of April 1, 2014)

LOANS / LOAN OPTIONS TERMS Annual Percentage Rate (APR)
$500 - $25,000 Unsecured Loan12 - 60 Months As Low as 7.00%
$5000 - $40,000 Secured Personal Loan12 - 120 Months As Low as 5.50%**
$100 - $10,000 Line-of-Credit Line-of-Credit 13%
$500 Alternative Payday LOC 3 Months 18%
Share Secured LoanAs Requested 3.05%

** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing

Loan Rates Subject to Change without Notice

Members borrow for personal, business or family needs.

We offer both unsecured and secured debt consolidation loans.

We offer overdraft lines-of-credit.

We can help you establish or repair credit.

Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.