Mortgage Rates
THINK OF YOUR CU when you are thinking about a MORTGAGE
To start a PRE-QUALIFICATION, complete this form and fax, email or mail to us.

| We offer 10, 15, 20 and 30-year fixed and adjustable rate mortgages. |
| Rates change daily so please go to www.cucmortgage.com |
Home Equity Line-of-Credit
| Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period |
| Call our Home Equity partner at 1-800-247-4231 for details or speak with David Knoll, our Mortgage Officer at 585-461-2230, x 10 or email him at david@genesee.coop. |
Home Improvement Loans
| LOANS | TERMS | APR as LOW as |
| Second Mortgages for Home Improvements | 12 - 60 Months | 6.625% ** |
| 61 - 72 Months | 7.125% | |
| 73 - 84 Months | 7.625% | |
| 85 - 96 Months | 8.125% | |
| 97 - 108 Months | 8.625% | |
| 109 - 120 Months | 9.125% | |
| Loan Rates Subject to Change without Notice ** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily. |
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