Genesee Co-op FCU offers:


Secure Online Banking

Online Banking gives you 24/7 convenience to real-time account information and permits members to view account history and make transfers between accounts and loan payments. Three months of E-Statements are also available for viewing by members. Our secure Online Banking web address is:


Click on the Login to Account in the upper left to access your account.

There is also 24/7 Telephone Banking access to your account. Call 585-461-2230 and press "1".


Direct Deposit and Electronic Withdrawals

In today's world, more and more daily transactions are completed electronically rather than through using checks or making deposits and withdrawals in the CU. We want to ensure that anytime you want to set up direct deposit or any kinds of electronic withdrawals or payments that these are set up correctly the first time. If you unsure how to do this, please be sure to call us so we can help you do this. You can also follow the information below:

Electronic Payments or Deposits?

  • You will be asked for the R&T or ABA number of your CU: 222 383 385
  • You will usually be asked for your checking account number:
    • Your full 14-digit CHECKING account #: 107000000XXXXY
      X=Your 4 digit account       Y=Your Check Digit
    • This number is at the bottom of your checks or please call us and we can give you that information.
  • If you only have a Savings or want to deposit to your Savings:
    • Your SAVINGS # is: XXXX     X=Your 4 digit account

If you need to sign up for direct deposit of federal benefits payments, you can do so at https://www.godirect.gov or Call the Go Direct® Customer Service — M - F 8 am to 8 pm ET (excluding federal holidays): for English - (800) 333-1795; Para Español - (800) 333-1792.


Domestic Wire Transfers

Members can both receive and send electronic domestic wire transfers to and from other financial institutions. See the Fee Schedule for the costs of this service. Please contact the CU if you wish to initiate a domestic wire transfer.


International Wire Transfers

Members can both receive and send electronic international wire transfers to and from other financial institutions. It is much cheaper if there is a US financial institution that can receive an international wire transfer. An international wire transfer is time-consuming and requires a great deal of information to successfully complete. See the Fee Schedule for the costs of this service. Please contact the CU if you wish to initiate an international wire transfer or if you are expecting to receive one.


Our Members make the difference.

Member Since 1982

"I decided to become a founder and a member of Genesee Co-op Federal Credit Union because I wanted to help create, support and benefit from a cooperative alternative to mainstream financial institutions. It's important to me to know that my money supports a non-profit, community-based, socially-responsible saving and lending institution. Now more than ever, we need alternatives to the mega-banks that have made such a mess of our economy. I'm proud to have been a part of an institution that has helped thousands of people enter the world of credit, improve their financial standing and be treated with dignity. It's great to have witnessed the credit union’s evolution from a small group of food co-op members into an institution that serves a member-ownership that's diverse in age, race, ethnicity and socio-economic circumstance."

David Knoll

LOST or STOLEN VISA Debit Card? Please call 1-888-241-2510.