FHA, VA & USDA Financing

We are offer FHA, VA, and USDA mortgages through OwnersChoice Funding. 

Click Here to Visit OwnersChoice Genesee Co-op FCU Mortgage Center 

The following products are available:

FHA:

  • 3.5% down payment
  • All funds can come as a gift from a relative
  • 6% seller concession

USDA:

  • 100% financing, 6% seller concession permitted
  • All funds can come as a gift
  • Only for certain rural and suburban-area properties

VA:

  • 100% financing
  • Seller can pay all closing costs
  • Must be an eligible veteran

 

 


Our Members make the difference.

Member Since 1993

"I was working at Godiva's clothing store on Monroe Avenue when the credit union opened just down the street; so I decided to use them for my checking and savings accounts. Everyone there was friendly and community-oriented. Then I needed a used car loan and they helped with that too. Most importantly, in 2004, I got my mortgage through them, a 30-year-fixed at less than 6 percent interest. It took about a year to secure because the house had to be rehabilitated but they helped me discover the Southwedge Planning Committee to make it happen. It was exciting. They also helped my wife, who is from Colombia (South America), establish credit. In the meantime, they've helped me with my second and third car loans. I like the fact that they're in the neighborhood and when you walk in, the atmosphere just feels friendly. One of my friends had her artwork displayed on the walls. The credit union has helped me a lot and I've always referred my friends there."

Patrick Denney


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