FHA, VA & USDA Financing
We are now offering FHA, VA, and USDA mortgage financing through OwnersChoice Funding
- 3.5% down payment
- All funds can come as a gift from a relative
- 6% seller concession
- 100% financing, 6% seller concession permitted
- All funds can come as a gift
- Only for certain rural and suburban-area properties
- 100% financing
- Seller can pay all closing costs
- Must be an eligible veteran
For more information please contact Deniz ator call 585-461-2230 ext 16
The OwnersChoice website offers members many useful tools for the home buying or refinance process including:
- FINANCIAL CALCULATORS to help you determine what you'd qualify to borrow, how long it would take to recoup your closing costs on a refinance mortgage, etc. Go to OwnersChoice Financial Calculators
- OwnersChoice's Secure Online Mortgage Application streamlines the processing of your request. Go to the OwnersChoice Application Page to "Apply Online". Be sure to choose the "Albany" office when applying.
- Click on this link for our current mortgage rates.
Our Members make the difference.
Member Since 2001
"The credit union has helped me straighten out my credit so I could own a home. They helped me every step of the way to homeownership right down to recommending and suggesting various avenues to save money and providing me with my first mortgage. They have always been there to make recommendations when I needed financial advice. I'm a member for life because they've made such a difference in my life."