FHA, VA & USDA Financing
We are offer FHA, VA, and USDA mortgages through OwnersChoice Funding.
Click Here to Visit OwnersChoice Genesee Co-op FCU Mortgage Center
The following products are available:
- 3.5% down payment
- All funds can come as a gift from a relative
- 6% seller concession
USDA:
- 100% financing, 6% seller concession permitted
- All funds can come as a gift
- Only for certain rural and suburban-area properties
VA:
- 100% financing
- Seller can pay all closing costs
- Must be an eligible veteran
Our Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."