Loans
Genesee Co-op is a great place to borrow when you are looking for a competitive rate, excellent customer service and financial guidance. There are all kinds of ways we go the extra mile to help our members. We are "The Little Credit Union that CAN!" We can help you establish or re-establish credit. We can help you with your auto purchase. We can help you lower your debts and become debt-free if that is your goal. We can help you learn about your credit score and how to improve it or correct your credit report if there are errors. We can assist you in maintaining a perfect payment record through Automatic Payment options. We also offer credit disability and credit life insurance on our loans as a way to provide additional protection for our members and the credit union.
Genesee Co-op FCU is a founding member of New Yorkers for Responsible Lending (NYRL), a statewide coalition that promotes access to fair and affordable financial services and the preservation of assets for all New Yorkers and their communities.
All members' payment histories are provided to the four national credit reporting services. To see our current Loan Rates and Terms, and other lending details, click here.
Genesee Co-op FCU offers a variety of loan products for our CU members! We offer:
Genesee Co-op's loan rates and terms are competitive with, and often times better than, those of other financial institutions. We offer to match any competitor's auto loan rate when possible and we give an additional 0.50% APR discount for vehicles that get 30 MPG as a "green" incentive (no additional incentive beyond the match rate).
Our Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."