Genesee Co-op Federal Credit Union - Welcome to The little credit union that can

Our members are welcome at surcharge-free CO-OP ATMs and CO-OP Shared Branch locations from coast to coast.

Nearly 30,000 surcharge-free ATM locations -- that's more than just about any bank, anywhere

More than 5,000 convenient branch and self-service locations covering all 50 states and Puerto Rico

Visit sharedbranching.org to find a location or click below

NOTE: ATMs ARE NOT FREE UNLESS THEY HAVE THE CO-OP TAG, EVEN IF THE CREDIT UNION PARTICIPATES IN SHARED BRANCHING

Shared Branching & ATM Options

IMPORTANT! Unauthorized access or use of the website is not permitted and may constitute a crime punishable by law

Why Join Genesee Co-op

Checking account with no minimum balance and low fees!
Personal service - we get to know our members.
Surcharge-free ATM access at over 30,000 locations
Over 5,600 shared branches nationwide
Personalized underwriting for every loan application
Amazing rates for auto loans
We can help you become a first-time homeowner
Green loans to help you save money by making your home more energy efficient
We are here for our our members and community!

Locate Surcharge-Free ATMs and Shared Branches

These ATM Owners do NOT charge for OUR card!

Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. After four free uses per month we charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.

Find a Location

Our Members make the difference.

Member Since 2007

Alina had a car loan with HSBC that was at 18.26% which we refinanced for her at the credit union at 8.25% after she made on time payments for one year.

"Basically what institutions like our CU does for 'underserved' people like me, is to put a little faith and trust in our financial life. And that is all we need in order to get out of our broken situation. Believing in the human ability to overcome any situation just by supporting them is enough.

We human beings have an extraordinary capacity or resilience to move on to the next level and then aim for a better future.

I am a true example of that ... A woman with such a bleak financial broken history and here there is a bank in a city where I never imagined myself living someday who put a little bit of that 'faith' in me. What a miracle!"