Become a Member

BENEFITS OF BEING A MEMBER:

  • WHEN YOU JOIN, YOU ARE NOT JUST A MEMBER - YOU ARE AN OWNER!
  • You elect the Board of Directors who are members of the CU.
  • There is an Annual Membership Meeting where you hear how your CU is doing and board members are elected.
  • You are eligible for our products and services such as:
    • Savings and Share Drafts (Checking)
    • Electronic Services such as Domestic and International Wires
    • Online Banking & 24 Hour Phone Banking
    • Consumer Loans and Mortgages
    • Financial Education and Counseling
    • Business Services and Loans

We hope you will join our credit union. It starts with an easy phone call to us at 585-461-2230.

When you call, we will set up a time for you to come in and open your account.
In order to open your account, you need to bring:

  • Valid Government Issued Photo ID (such as a Driver's License)
  • Social Security Card or Number
  • $15 in cash
    • $10 new member fee
    • $5 to deposit into savings account
  • If you want to order checks for a share draft/checking account, please bring an additional $16.47 to deposit for the check order.

Anyone who lives, works, worships or goes to school within our geographic boundaries, belongs to one of our member associations, or is related to one of our members may join our CU.

We can also help you with joining one of the member groups in order to join our credit union. You can join the Community Darkroom or MetroJustice for a $10 donation to either organization which entitles you to join our CU.

You can join our CU if you live, work, worship, attend school or own a businesses located in any of the following Rochester neighborhoods: You can also join our CU if you are a member of the following community organizations:
Corn Hill
Downtown
Ellwanger-Barry
Highland
Neighborhood of the Arts
Pearl-Meigs-Monroe
Plymouth-Exchange
South Wedge
Strong
Swillburg
Upper Monroe
Wadsworth Square
Amvets
Community Darkroom
Gay Alliance of Genesee Valley
Genesee Co-op Natural Foodstore (dba Abundance Cooperative Market)
Metro-Justice
19th Ward Community Association
Open Sky Yoga
Rochester Friends Monthly Meeting
South East Area Coalition

OR Are a family member (by blood, marriage, domestic partnership, or adoption) of a current Genesee Co-op FCU member.

Our Members make the difference.

Member Since 1982

"I decided to become a founder and a member of Genesee Co-op Federal Credit Union because I wanted to help create, support and benefit from a cooperative alternative to mainstream financial institutions. It's important to me to know that my money supports a non-profit, community-based, socially-responsible saving and lending institution. Now more than ever, we need alternatives to the mega-banks that have made such a mess of our economy. I'm proud to have been a part of an institution that has helped thousands of people enter the world of credit, improve their financial standing and be treated with dignity. It's great to have witnessed the credit union’s evolution from a small group of food co-op members into an institution that serves a member-ownership that's diverse in age, race, ethnicity and socio-economic circumstance."

David Knoll


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