Become a Member


  • You elect the Board of Directors who are members of the CU.
  • There is an Annual Membership Meeting where you hear how your CU is doing and board members are elected.
  • You are eligible for our products and services such as:
    • Savings and Share Drafts (Checking)
    • Electronic Services such as Domestic and International Wires
    • Online Banking & 24 Hour Phone Banking
    • Consumer Loans and Mortgages
    • Financial Education and Counseling
    • Business Services and Loans

We hope you will join our credit union. It starts with an easy phone call to us at 585-461-2230.

When you call, we will set up a time for you to come in and open your account.
In order to open your account, you need to bring:

  • Valid Government Issued Photo ID (such as a Driver's License)
  • Social Security Card or Number
  • $15 in cash
    • $10 new member fee
    • $5 to deposit into savings account
  • If you want to order checks for a share draft/checking account, please bring an additional $16.47 to deposit for the check order.

Anyone who lives, works, worships or goes to school within our geographic boundaries, belongs to one of our member associations, or is related to one of our members may join our CU.

We can also help you with joining one of the member groups in order to join our credit union. You can join the Community Darkroom or MetroJustice for a $10 donation to either organization which entitles you to join our CU.

You can join our CU if you live, work, worship, attend school or own a businesses located in any of the following Rochester neighborhoods: You can also join our CU if you are a member of the following community organizations:
Corn Hill
Neighborhood of the Arts
South Wedge
Upper Monroe
Wadsworth Square
Community Darkroom
Gay Alliance of Genesee Valley
Genesee Co-op Natural Foodstore (dba Abundance Cooperative Market)
19th Ward Community Association
Open Sky Yoga
Rochester Friends Monthly Meeting
South East Area Coalition

OR Are a family member (by blood, marriage, domestic partnership, or adoption) of a current Genesee Co-op FCU member.

Our Members make the difference.

Member Since 1993

"I was working at Godiva's clothing store on Monroe Avenue when the credit union opened just down the street; so I decided to use them for my checking and savings accounts. Everyone there was friendly and community-oriented. Then I needed a used car loan and they helped with that too. Most importantly, in 2004, I got my mortgage through them, a 30-year-fixed at less than 6 percent interest. It took about a year to secure because the house had to be rehabilitated but they helped me discover the Southwedge Planning Committee to make it happen. It was exciting. They also helped my wife, who is from Colombia (South America), establish credit. In the meantime, they've helped me with my second and third car loans. I like the fact that they're in the neighborhood and when you walk in, the atmosphere just feels friendly. One of my friends had her artwork displayed on the walls. The credit union has helped me a lot and I've always referred my friends there."

Patrick Denney

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