Mortgages

For more than 25 years we've worked with Credit Union Center Mortgage Corporation (CUC Mortgage), our credit union-owned mortgage partner, to provide mortgages for members. With CUC Mortgage, Genesee Co-op lends for owner and non-owner occupied 1 to 4 family properties and second homes. Through another mortgage partner, FHA, VA and SONYMA loans are also available.

The CUC Mortgage website offers members many useful tools for the home buying or refinance process including:
  • FINANCIAL CALCULATORS to help you determine what you'd qualify to borrow, how long it would take to recoup your closing costs on a refinance mortgage, etc. Go to CUC Mortgage Financial Calculators
  • CUC's Secure Online Mortgage Application streamlines the processing of your request. Go to the CUC Mortgage Application Page to "Apply Online". Be sure to choose the "Albany" office when applying. 
  • Click on this link for our current mortgage rates.

Our Members make the difference.

Member Since 2001

"The credit union has helped me straighten out my credit so I could own a home. They helped me every step of the way to homeownership right down to recommending and suggesting various avenues to save money and providing me with my first mortgage. They have always been there to make recommendations when I needed financial advice. I'm a member for life because they've made such a difference in my life."

June Capitulik


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