Mortgages

For more than 25 years we've worked with Credit Union Center Mortgage Corporation (CUC Mortgage), our credit union-owned mortgage partner, to provide mortgages for members. With CUC Mortgage, Genesee Co-op lends for owner and non-owner occupied 1 to 4 family properties and second homes. Through another mortgage partner, FHA, VA and SONYMA loans are also available.

The CUC Mortgage website offers members many useful tools for the home buying or refinance process including:
  • FINANCIAL CALCULATORS to help you determine what you'd qualify to borrow, how long it would take to recoup your closing costs on a refinance mortgage, etc. Go to CUC Mortgage Financial Calculators
  • CUC's Secure Online Mortgage Application streamlines the processing of your request. Go to the CUC Mortgage Application Page to "Apply Online". Be sure to choose the "Albany" office when applying. 
  • Click on this link for our current mortgage rates.

Our Members make the difference.

Member Since 1982

"I decided to become a founder and a member of Genesee Co-op Federal Credit Union because I wanted to help create, support and benefit from a cooperative alternative to mainstream financial institutions. It's important to me to know that my money supports a non-profit, community-based, socially-responsible saving and lending institution. Now more than ever, we need alternatives to the mega-banks that have made such a mess of our economy. I'm proud to have been a part of an institution that has helped thousands of people enter the world of credit, improve their financial standing and be treated with dignity. It's great to have witnessed the credit union’s evolution from a small group of food co-op members into an institution that serves a member-ownership that's diverse in age, race, ethnicity and socio-economic circumstance."

David Knoll


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