Why Join Genesee Co-op
- Checking account with no minimum balance and low fees!
- Personal service - we get to know our members.
- Surcharge-free ATM access at over 30,000 locations
- Over 5,600 shared branches nationwide
- Personalized underwriting for every loan application
- Amazing rates for auto loans
- We can help you become a first-time homeowner
- Green loans to help you save money by making your home more energy efficient
- We are here for our our members and community!
Locate Surcharge-Free ATMs and Shared Branches
These ATM Owners do NOT charge for OUR card!
Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. After four free uses per month we charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.
Find a LocationOur Members make the difference.
Member Since 1982
"I've been a member since the Credit Union was just Dave Knoll with a cardtable in the hallway of the old Genesee Coop on Saturday mornings. I've never been tempted to go anywhere else since that time, even though I now live thirty miles away. I like dealing with nice staff who know my name, who are eager to help, and who are dedicated to financial literacy and empowerment. Plus, it's good to know that my money is being used to invest in people rather than fill the pockets of the wealthiest.
In addition to savings and checking I've turned to the credit union for debit cards, line-of-credit, auto financing, on-line banking, and a home mortgage. I've now financed at least four cars through the credit union, and I've successfully encouraged friends to do the same.
One of my boldest statements ever in the face of raw financial power was when the car dealer required me to sit through a presentation on their financing. My response: "I'm a loyal credit union member, and I'll stick with it even if you offer me zero percent. If I ever get in trouble, the Credit Union will help me work it out, but you guys'll just send the collection agent after me." The guy just gulped and that was that.
Yee-hah!
And I don't want to forget to mention that as a Credit Union member I get to vote. Real democracy - awesome!
Genesee Co-op Federal Credit Union - it's the best deal in town!"
