Why Join Genesee Co-op
- Checking account with no minimum balance and low fees!
- Personal service - we get to know our members.
- Surcharge-free ATM access at over 30,000 locations
- Over 5,600 shared branches nationwide
- Personalized underwriting for every loan application
- Amazing rates for auto loans
- We can help you become a first-time homeowner
- Green loans to help you save money by making your home more energy efficient
- We are here for our our members and community!
Locate Surcharge-Free ATMs and Shared Branches
![Locate Surcharge-Free ATMs and Shared Branches](/img/QSrSif/200w/CO-OP_ATM-120px.jpg)
These ATM Owners do NOT charge for OUR card!
Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. After four free uses per month we charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.
Find a LocationOur Members make the difference.
![](/img/testimonials/C75y16/200w/David_Knoll1254242113.jpg)
Member Since 1982
"I decided to become a founder and a member of Genesee Co-op Federal Credit Union because I wanted to help create, support and benefit from a cooperative alternative to mainstream financial institutions. It's important to me to know that my money supports a non-profit, community-based, socially-responsible saving and lending institution. Now more than ever, we need alternatives to the mega-banks that have made such a mess of our economy. I'm proud to have been a part of an institution that has helped thousands of people enter the world of credit, improve their financial standing and be treated with dignity. It's great to have witnessed the credit union’s evolution from a small group of food co-op members into an institution that serves a member-ownership that's diverse in age, race, ethnicity and socio-economic circumstance."