Genesee Co-op is a great place to borrow when you are looking for a competitive rate, excellent customer service and financial guidance. There are all kinds of ways we go the extra mile to help our members. We are "The Little Credit Union that CAN!" We can help you establish or re-establish credit. We can help you with your auto purchase. We can help you lower your debts and become debt-free if that is your goal. We can help you learn about your credit score and how to improve it or correct your credit report if there are errors. We can assist you in maintaining a perfect payment record through Automatic Payment options. We also offer credit disability and credit life insurance on our loans as a way to provide additional protection for our members and the credit union.
Genesee Co-op FCU is a founding member of New Yorkers for Responsible Lending (NYRL), a statewide coalition that promotes access to fair and affordable financial services and the preservation of assets for all New Yorkers and their communities.
All members' payment histories are provided to the four national credit reporting services. To see our current Loan Rates and Terms, and other lending details, click here.
You can apply using our online loan application here.
Genesee Co-op FCU offers a variety of loan products for our CU members! We offer:
Genesee Co-op's loan rates and terms are competitive with, and often times better than, those of other financial institutions. We offer to match any competitor's auto loan rate when possible and we give an additional 0.50% APR discount for vehicles that get 35 MPG as a "green" incentive (no additional incentive beyond the match rate).
Our Members make the difference.
Member Since 2006
"My parents have been members of the credit union for more than 30 years and I became a member by default - a kind of family tradition. My parents opened an account for me and I learned how to fill out the slips to take out and put in money. Two of my siblings also have accounts there. I'm working now and feel a sense of pride when I think about being part of the credit union. They're not just people there, they're friends. They all know my name and it's a really friendly place."