Genesee Co-op Federal Credit Union - Welcome to The little credit union that can

Our members are welcome at surcharge-free CO-OP ATMs and CO-OP Shared Branch locations from coast to coast.

Nearly 30,000 surcharge-free ATM locations -- that's more than just about any bank, anywhere

More than 5,000 convenient branch and self-service locations covering all 50 states and Puerto Rico

Visit sharedbranching.org to find a location or click below

NOTE: ATMs ARE NOT FREE UNLESS THEY HAVE THE CO-OP TAG, EVEN IF THE CREDIT UNION PARTICIPATES IN SHARED BRANCHING

Shared Branching & ATM Options

IMPORTANT! Unauthorized access or use of the website is not permitted and may constitute a crime punishable by law

Why Join Genesee Co-op

Checking account with no minimum balance and low fees!
Personal service - we get to know our members.
Surcharge-free ATM access at over 30,000 locations
Over 5,600 shared branches nationwide
Personalized underwriting for every loan application
Amazing rates for auto loans
We can help you become a first-time homeowner
Green loans to help you save money by making your home more energy efficient
We are here for our our members and community!

Locate Surcharge-Free ATMs and Shared Branches

These ATM Owners do NOT charge for OUR card!

Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. After four free uses per month we charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.

Find a Location

Our Members make the difference.

Member Since 1982

"I joined the credit union when they first opened on Monroe Avenue. I wanted to build an account with a financial institution. I saw that they were new and I was starting new - so I thought it would be a good start! They were nice and courteous people. After they moved to South Avenue I wanted to buy a new car and they helped me with that and I have taken out personal loans with them too. They're more personal, a bank doesn't know you from the next 500 people. I always recommend them to people. The credit union looks at the things happening in your life and works with you. They know that people don't fail because they are not working on their life. Sometimes things just happen. I would like to get my next mortgage through them. I love them, they just fit my needs."