Locate Closest CO-OP ATMs
These ATM Owners do NOT charge for OUR card!
Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. We charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.
Find a LocationOne2One Member Business Guide
One2One showcases businesses, artists, craftspeople, and home and cottage industries owned by Genesee Co-op FCU members. One2One connects you to these local business owners so you can support them and SHOP LOCAL, BUY LOCAL.
Check out the goods and services available from other Credit Union members!
Search ListingsGCFCU Mortgages
Genesee Co-op is a great place to borrow when you are looking for a competitive interest rate, excellent customer service, and financial guidance. There are all kinds of ways we go the extra mile to help our members.
We work closely with first-time home buyers to help them get mortgage-ready and have developed ways to assist our lower-income members or those building their credit history to qualify for a mortgage.
Learn MoreOur Members make the difference.

Member Since 2007
Alina had a car loan with HSBC that was at 18.26% which we refinanced for her at the credit union at 8.25% after she made on time payments for one year.
"Basically what institutions like our CU does for 'underserved' people like me, is to put a little faith and trust in our financial life. And that is all we need in order to get out of our broken situation. Believing in the human ability to overcome any situation just by supporting them is enough.
We human beings have an extraordinary capacity or resilience to move on to the next level and then aim for a better future.
I am a true example of that ... A woman with such a bleak financial broken history and here there is a bank in a city where I never imagined myself living someday who put a little bit of that 'faith' in me. What a miracle!"
Alina Diaz
The Little Credit Union That Can
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
Become a Member of Genesee Co-op
- When you join, you are not just a member -- you are an owner!
- You elect the Board of Directors who are members of the CU.
- Attend Annual Membership Meetings.
Learn about the benefits of becoming a Genesee Co-op FCU member.



