Genesee Co-op FCU offers:
- Shared Branching
- Secure Online Banking
- Mobile Banking
- Banking by Phone
- Direct Deposit and Electronic Withdrawals
- Domestic & International Wire Transfers
Use any one of a national network of 5,000 credit unions across the country to perform your financial transactions (including checks and money orders.) No need to come into the Genesee Co-op when you can use the drive thru window at one of these locations to protect yourself and employees during the pandemic.
There are 27 branches in the area, but not all are open during the pandemic and almost all are operating drive-thru only, so check before you go.
Download our FREE Mobile App to find Shared Branches everywhere you go! Or visit the Shared Branch Locator Website.
Some nearby branches include:
|The Summit FCU||2315 E. Main Street, Rochester|
|1660 Monroe Ave in Brighton|
|Advantage FCU||225 West Broad St, Rochester|
|1625 Mt. Hope Ave, Rochester|
Online Banking gives you 24/7 convenience to real-time account information and allows you to view account history, make transfers between accounts and make loan payments. Three months of E-Statements are also available for viewing. Click the blue "login now" button to access online banking now.
Bank whenever, wherever with our mobile app.
Our mobile app puts your GCFCU accounts within easy reach. Manage your accounts when it’s convenient for you—straight from your phone or tablet, wherever you live, work or travel. With our mobile app, you’ll be able to
- view all your GCFCU accounts
- make account transfers
- check account history
- transfer money
- make mobile check deposits remotely from virtually anywhere
- perform text banking transactions.
To download our mobile app and start saving time, miles and money today, search for Genesee Co-op Federal Credit Union in the App Store or Google Play store.
24/7 Telephone Banking allows you to access to your account over the phone. Call 585-461-2230 and press "1".
In today's world, more and more daily transactions are completed electronically rather than through using checks or making deposits and withdrawals in the CU. We want to ensure that anytime you want to set up direct deposit or any kinds of electronic withdrawals or payments that these are set up correctly the first time. If you unsure how to do this, please be sure to call us so we can help you do this. You can also follow the information below:
Electronic Payments or Deposits?
- You will be asked for the R&T or ABA number of your CU: 222 383 385
- You will usually be asked for your checking account number:
- Your full 14-digit CHECKING account #: 10700000XXXXXY
X=Your 4 or 5 digit account (sometimes referred to as your member#) Y=Your Check Digit
- This number is at the bottom of your checks or please call us and we can give you the information.
- Your full 14-digit CHECKING account #: 10700000XXXXXY
account (member) # = 1234, checking account = 10700000012348
account (member) # = 23456, checking acount = 10700000234568
- If you only have a Savings or want to deposit to your Savings:
- Your SAVINGS # is: XXXXX X=Your 4 or 5 digit account number (sometimes referred to as your member #)
- BE SURE TO SPECIFY IF YOU WANT TO USE SAVINGS, AS MOST PLACES ASSUME YOU ARE USING A CHECKING ACCOUNT.
If you need to sign up for direct deposit for federal benefits payments, you can do so at https://www.godirect.gov or Call the Go Direct® Customer Service — M - F 8 am to 8 pm ET (excluding federal holidays): for English - (800) 333-1795; Para Español - (800) 333-1792.
Members can both receive and send electronic domestic wire transfers to and from other financial institutions. See the Fee Schedule for the costs of this service. Please contact the CU if you wish to initiate a domestic wire transfer.
Members can both receive and send electronic international wire transfers to and from other financial institutions. It is much cheaper if there is a US financial institution that can receive an international wire transfer. An international wire transfer is time-consuming and requires a great deal of information to successfully complete. See the Fee Schedule for the costs of this service. Please contact the CU if you wish to initiate an international wire transfer or if you are expecting to receive one.
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Our Members make the difference.
Member Since 1982
"I've been a member since the Credit Union was just Dave Knoll with a cardtable in the hallway of the old Genesee Coop on Saturday mornings. I've never been tempted to go anywhere else since that time, even though I now live thirty miles away. I like dealing with nice staff who know my name, who are eager to help, and who are dedicated to financial literacy and empowerment. Plus, it's good to know that my money is being used to invest in people rather than fill the pockets of the wealthiest.
In addition to savings and checking I've turned to the credit union for debit cards, line-of-credit, auto financing, on-line banking, and a home mortgage. I've now financed at least four cars through the credit union, and I've successfully encouraged friends to do the same.
One of my boldest statements ever in the face of raw financial power was when the car dealer required me to sit through a presentation on their financing. My response: "I'm a loyal credit union member, and I'll stick with it even if you offer me zero percent. If I ever get in trouble, the Credit Union will help me work it out, but you guys'll just send the collection agent after me." The guy just gulped and that was that.
And I don't want to forget to mention that as a Credit Union member I get to vote. Real democracy - awesome!
Genesee Co-op Federal Credit Union - it's the best deal in town!"