Loan Rates
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| Model Year | Term | APR as LOW as* |
| 2021 & 2022 less than 12,000 miles | 36 - 60 Months | 2.24% |
| 61 - 72 Months | 2.74% | |
| 2017 - UP | 24 - 48 Months | 2.99% |
| 49 - 60 Months | 3.49% | |
| 2014 - 2016 | 12 - 36 Months | 3.99% |
| 37 - 48 Months | 4.49% | |
| 2013 and Older | 12 - 36 Months | 5.24% |
| 37 - 48 Months | 5.74% | |
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Rates as of: September 22nd, 2021 A down payment may be required with any purchase. *.50% DISCOUNT for vehicles with an EPA mileage of 35 MPG or greater on Genesee Co-op FCU Posted Rates.
WE MATCH DEALER RATES *Annual Percentage Rate. Quoted rates are based on credit worthiness, qualifications, and collateral conditions. All loans are subject to approval. Some rates may only be available for new purchases or external refinancing. Your actual APR may vary. Rates are current as of the date posted above and are subject to change without notice. |
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Consumer Loan Rates (as of September 22 , 2021)
| LOANS / LOAN OPTIONS | TERMS | Annual Percentage Rate (APR) |
| $500 - $25,000 Unsecured Loan | 12 - 60 Months | As Low as 7.75% |
| $5000 - $40,000 Secured Personal Loan | 12 - 120 Months | As Low as 4.500%** |
| $100 - $10,000 Line-of-Credit | Line-of-Credit | 13% |
| $500 Alternative Payday LOC | 3 Months | 18% |
| Share Secured Loan | As Requested | 3.05% |
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** based on 2.00% added to our 15 year, 60-day fixed mortgage rate at loan closing Loan Rates Subject to Change without Notice |
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Members borrow for personal, business or family needs.
We offer both unsecured and secured debt consolidation loans.
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We can help you establish or repair credit.
Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.
Our Members make the difference.
Member Since 1985
"I joined the credit union because my bank was starting to charge fees for different transactions and setting a minimum amount on how much you had to have in your account. I decided it was time to put my money where my mouth was and support local businesses. So, I opened a checking and saving account with the credit union. In 2004, I got a mortgage with them - which they helped me stay on top of when I was laid off for a short period. I have direct deposit there for work and I did open up a line of credit there many years ago; I don't use it often but it's nice to know it’s there in case I do need it. People at the credit union dress differently, they don't wear suits and they're down to earth. When I go there, it's friendly and welcoming. I like the brickwork and the fact that they have local artwork on the walls. Most of my friends already bank there."