Loan Rates
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![]() Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader) |
Model Year | Term | APR as LOW as |
2020 & 2021 less than 12,000 miles | 36 - 60 Months | 2.74% |
61 - 72 Months | 3.24% | |
2016 - UP | 24 - 48 Months | 3.49% |
49 - 60 Months | 3.99% | |
2013 - 2015 | 12 - 36 Months | 4.49% |
37 - 48 Months | 4.99% | |
2012 and Older | 12 - 36 Months | 5.74% |
37 - 48 Months | 6.24% | |
Rates as of: July 1, 2020 DON'T FORGET: WE MATCH DEALER RATES Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater. Loan Rates Subject to Change without Notice. |
Consumer Loan Rates (as of July 1, 2020)
LOANS / LOAN OPTIONS | TERMS | Annual Percentage Rate (APR) |
$500 - $25,000 Unsecured Loan | 12 - 60 Months | As Low as 7.75% |
$5000 - $40,000 Secured Personal Loan | 12 - 120 Months | As Low as 5.125%** |
$100 - $10,000 Line-of-Credit | Line-of-Credit | 13% |
$500 Alternative Payday LOC | 3 Months | 18% |
Share Secured Loan | As Requested | 3.10% |
** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing Loan Rates Subject to Change without Notice |
Members borrow for personal, business or family needs.
We offer both unsecured and secured debt consolidation loans.
We offer overdraft lines-of-credit.
We can help you establish or repair credit.
Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.
Our Members make the difference.

Member Since 2006
"My parents have been members of the credit union for more than 30 years and I became a member by default - a kind of family tradition. My parents opened an account for me and I learned how to fill out the slips to take out and put in money. Two of my siblings also have accounts there. I'm working now and feel a sense of pride when I think about being part of the credit union. They're not just people there, they're friends. They all know my name and it's a really friendly place."