Loan Rates
 |
 Loan Application (220.30 KB)
Click here to download a loan application you can print, complete and return to the CU. (Requires Acrobat Reader) |
Or click here to apply through our online application.
| Model Year | Term | APR as LOW as* |
| 2021 & 2022 less than 12,000 miles | 36 - 60 Months | 2.24% |
| 61 - 72 Months | 2.74% | |
| 2017 - UP | 24 - 48 Months | 2.99% |
| 49 - 60 Months | 3.49% | |
| 2014 - 2016 | 12 - 36 Months | 3.99% |
| 37 - 48 Months | 4.49% | |
| 2013 and Older | 12 - 36 Months | 5.24% |
| 37 - 48 Months | 5.74% | |
|
Rates as of: September 22nd, 2021 A down payment may be required with any purchase. *.50% DISCOUNT for vehicles with an EPA mileage of 35 MPG or greater on Genesee Co-op FCU Posted Rates.
WE MATCH DEALER RATES *Annual Percentage Rate. Quoted rates are based on credit worthiness, qualifications, and collateral conditions. All loans are subject to approval. Some rates may only be available for new purchases or external refinancing. Your actual APR may vary. Rates are current as of the date posted above and are subject to change without notice. |
||
Consumer Loan Rates (as of September 22 , 2021)
| LOANS / LOAN OPTIONS | TERMS | Annual Percentage Rate (APR) |
| $500 - $25,000 Unsecured Loan | 12 - 60 Months | As Low as 7.75% |
| $5000 - $40,000 Secured Personal Loan | 12 - 120 Months | As Low as 4.500%** |
| $100 - $10,000 Line-of-Credit | Line-of-Credit | 13% |
| $500 Alternative Payday LOC | 3 Months | 18% |
| Share Secured Loan | As Requested | 3.05% |
|
** based on 2.00% added to our 15 year, 60-day fixed mortgage rate at loan closing Loan Rates Subject to Change without Notice |
||
Members borrow for personal, business or family needs.
We offer both unsecured and secured debt consolidation loans.
We offer overdraft lines-of-credit.
We can help you establish or repair credit.
Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.
Our Members make the difference.
Member Since 2003
"I love doing business with the Credit Union. While I really like to keep my life simple and close to home, I've kept my accounts with the Credit Union even though I recently remarried and moved a little further away. I just feel welcome, established, and connected there. It feels good to support such a human-sized institution where accounts and lending are handled with compassion and common sense - not just by numbers or a computer program. I feel that by depositing my money at the Credit Union, I am helping it be possible for that money to be lent out to help good things happen for other people. I want my son, Dylan, to be positively influenced by that experience, too."