Loan Rates
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 LOAN APPLICATION (220.30 KB)
Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader) |
| Model Year | Term | APR as LOW as |
| 2018 & 2019 less than 12,000 miles | 36 - 60 Months | 3.49% |
| 61 - 72 Months | 3.99% | |
| 2014 - UP | 24 - 48 Months | 4.49% |
| 49 - 60 Months | 4.99% | |
| 2011 - 2013 | 12 - 36 Months | 5.49% |
| 37 - 48 Months | 5.49% | |
| 2010 and Older | 12 - 36 Months | 6.49% |
| 37 - 48 Months | 7.24% | |
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Rates as of: March 1st, 2019 DON'T FORGET: WE MATCH DEALER RATES Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater. Loan Rates Subject to Change without Notice. |
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Consumer Loan Rates (as of March 1st, 2019)
| LOANS / LOAN OPTIONS | TERMS | Annual Percentage Rate (APR) |
| $500 - $25,000 Unsecured Loan | 12 - 60 Months | As Low as 8.00% |
| $5000 - $40,000 Secured Personal Loan | 12 - 120 Months | As Low as 6.875%** |
| $100 - $10,000 Line-of-Credit | Line-of-Credit | 13% |
| $500 Alternative Payday LOC | 3 Months | 18% |
| Share Secured Loan | As Requested | 3.10% |
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** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing Loan Rates Subject to Change without Notice |
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Members borrow for personal, business or family needs.
We offer both unsecured and secured debt consolidation loans.
We offer overdraft lines-of-credit.
We can help you establish or repair credit.
Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.
Our Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."