Loan Rates
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 LOAN APPLICATION (220.30 KB)
Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader) |
| Model Year | Term | APR as LOW as |
| 2019 & 2020 less than 12,000 miles | 36 - 60 Months | 3.49% |
| 61 - 72 Months | 3.99% | |
| 2015 - UP | 24 - 48 Months | 4.49% |
| 49 - 60 Months | 4.99% | |
| 2012 - 2013 | 12 - 36 Months | 5.49% |
| 37 - 48 Months | 5.49% | |
| 2011 and Older | 12 - 36 Months | 6.49% |
| 37 - 48 Months | 7.24% | |
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Rates as of: January 1, 2020 DON'T FORGET: WE MATCH DEALER RATES Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater. Loan Rates Subject to Change without Notice. |
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Consumer Loan Rates (as of January 1, 2020)
| LOANS / LOAN OPTIONS | TERMS | Annual Percentage Rate (APR) |
| $500 - $25,000 Unsecured Loan | 12 - 60 Months | As Low as 8.00% |
| $5000 - $40,000 Secured Personal Loan | 12 - 120 Months | As Low as 6.875%** |
| $100 - $10,000 Line-of-Credit | Line-of-Credit | 13% |
| $500 Alternative Payday LOC | 3 Months | 18% |
| Share Secured Loan | As Requested | 3.10% |
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** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing Loan Rates Subject to Change without Notice |
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Members borrow for personal, business or family needs.
We offer both unsecured and secured debt consolidation loans.
We offer overdraft lines-of-credit.
We can help you establish or repair credit.
Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.
Our Members make the difference.
Member Since 2007
Alina had a car loan with HSBC that was at 18.26% which we refinanced for her at the credit union at 8.25% after she made on time payments for one year.
"Basically what institutions like our CU does for 'underserved' people like me, is to put a little faith and trust in our financial life. And that is all we need in order to get out of our broken situation. Believing in the human ability to overcome any situation just by supporting them is enough.
We human beings have an extraordinary capacity or resilience to move on to the next level and then aim for a better future.
I am a true example of that ... A woman with such a bleak financial broken history and here there is a bank in a city where I never imagined myself living someday who put a little bit of that 'faith' in me. What a miracle!"