Loan Rates
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| Model Year | Term | APR as LOW as* |
| 2023 & 2024 less than 12,000 miles | 36 - 60 Months | 5.24% |
| 61 - 72 Months | 5.74% | |
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2019 - UP
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24 - 48 Months | 5.49% |
| 49 - 60 Months | 5.99% | |
| 61 - 72 Months | 6.49% | |
| 2016 - 2018 | 12 - 36 Months | 6.49% |
| 37 - 48 Months | 6.99% | |
| 49 - 60 Months | 7.49% | |
| 2015 and Older | 12 - 36 Months | 7.74% |
| 37 - 48 Months | 8.74% | |
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Rates as of: July 1st, 2023 A down payment may be required with any purchase. *.50% DISCOUNT for vehicles with an EPA mileage of 30 MPG or greater on Genesee Co-op FCU Posted Rates only.
WE MATCH DEALER RATES *Annual Percentage Rate. Quoted rates are based on credit worthiness, qualifications, and collateral conditions. All loans are subject to approval. Some rates may only be available for new purchases or external refinancing. Your actual APR may vary. Rates are current as of the date posted above and are subject to change without notice. |
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Consumer Loan Rates (as of December 1, 2022)
| LOANS / LOAN OPTIONS | TERMS | Annual Percentage Rate (APR) |
| $500 - $25,000 Unsecured Loan | 12 - 60 Months | As Low as 8.25% |
| $5000 - $40,000 Secured Personal Loan | 12 - 120 Months | As Low as 7.875%** |
| $100 - $10,000 Line-of-Credit | Line-of-Credit | 13% |
| $500 Alternative Payday LOC | 3 Months | 18% |
| Share Secured Loan | As Requested | 3.25% |
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** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing Loan Rates Subject to Change without Notice |
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