Loan Rates

Loan Application Loan Application (220.30 KB)

Click here to download a loan application you can print, complete and return to the CU. (Requires Acrobat Reader)

Or click here to apply through our online application.

 

Model Year Term APR as LOW as*
2021 & 2022 less than 12,000 miles 36 - 60 Months 2.24%
61 - 72 Months 2.74%
2017 - UP 24 - 48 Months 2.99%
49 - 60 Months 3.49%
2014 - 2016 12 - 36 Months 3.99%
37 - 48 Months 4.49%
2013 and Older 12 - 36 Months 5.24%
37 - 48 Months 5.74%

 

Rates as of: September 22nd, 2021

A down payment may be required with any purchase.

*.50% DISCOUNT for vehicles with an EPA mileage of 35 MPG or greater on Genesee Co-op FCU Posted Rates.

 

WE MATCH DEALER RATES

As you look for the best car loan rate, please call the credit union to see if we can match any auto loan rate you are offered. *No additional discounts are avaible beyond the matched rates including the MPG discount, loan sales, or any other offered discounts. 

*Annual Percentage Rate. Quoted rates are based on credit worthiness, qualifications, and collateral conditions. All loans are subject to approval. Some rates may only be available for new purchases or external refinancing. Your actual APR may vary. Rates are current as of the date posted above and are subject to change without notice. 

 
Enterprise Credit Union
Enterprise Car Sales

Consumer Loan Rates (as of September 22 , 2021)

LOANS / LOAN OPTIONS TERMS Annual Percentage Rate (APR)
$500 - $25,000 Unsecured Loan 12 - 60 Months As Low as 7.75%
$5000 - $40,000 Secured Personal Loan 12 - 120 Months As Low as 4.500%**
$100 - $10,000 Line-of-Credit Line-of-Credit 13%
$500 Alternative Payday LOC 3 Months 18%
Share Secured Loan As Requested 3.05%

** based on 2.00% added to our 15 year, 60-day fixed mortgage rate at loan closing

Loan Rates Subject to Change without Notice

Members borrow for personal, business or family needs.

We offer both unsecured and secured debt consolidation loans.

We offer overdraft lines-of-credit.

We can help you establish or repair credit.

Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.


Our Members make the difference.

Member Since 1985

"I joined the credit union because my bank was starting to charge fees for different transactions and setting a minimum amount on how much you had to have in your account. I decided it was time to put my money where my mouth was and support local businesses. So, I opened a checking and saving account with the credit union. In 2004, I got a mortgage with them - which they helped me stay on top of when I was laid off for a short period. I have direct deposit there for work and I did open up a line of credit there many years ago; I don't use it often but it's nice to know it’s there in case I do need it. People at the credit union dress differently, they don't wear suits and they're down to earth. When I go there, it's friendly and welcoming. I like the brickwork and the fact that they have local artwork on the walls. Most of my friends already bank there."

Deb Muratore


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