Loan Rates

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Or click here to apply through our online application.

 

Model Year Term APR as LOW as*
2021 & 2022 less than 12,000 miles 36 - 60 Months 2.24%
61 - 72 Months 2.74%
2017 - UP 24 - 48 Months 2.99%
49 - 60 Months 3.49%
2014 - 2016 12 - 36 Months 3.99%
37 - 48 Months 4.49%
2013 and Older 12 - 36 Months 5.24%
37 - 48 Months 5.74%

 

Rates as of: September 22nd, 2021

A down payment may be required with any purchase.

*.50% DISCOUNT for vehicles with an EPA mileage of 35 MPG or greater on Genesee Co-op FCU Posted Rates.

 

WE MATCH DEALER RATES

As you look for the best car loan rate, please call the credit union to see if we can match any auto loan rate you are offered. *No additional discounts are avaible beyond the matched rates including the MPG discount, loan sales, or any other offered discounts. 

*Annual Percentage Rate. Quoted rates are based on credit worthiness, qualifications, and collateral conditions. All loans are subject to approval. Some rates may only be available for new purchases or external refinancing. Your actual APR may vary. Rates are current as of the date posted above and are subject to change without notice. 

 
Enterprise Credit Union
Enterprise Car Sales

Consumer Loan Rates (as of September 22 , 2021)

LOANS / LOAN OPTIONS TERMS Annual Percentage Rate (APR)
$500 - $25,000 Unsecured Loan 12 - 60 Months As Low as 7.75%
$5000 - $40,000 Secured Personal Loan 12 - 120 Months As Low as 4.500%**
$100 - $10,000 Line-of-Credit Line-of-Credit 13%
$500 Alternative Payday LOC 3 Months 18%
Share Secured Loan As Requested 3.05%

** based on 2.00% added to our 15 year, 60-day fixed mortgage rate at loan closing

Loan Rates Subject to Change without Notice

Members borrow for personal, business or family needs.

We offer both unsecured and secured debt consolidation loans.

We offer overdraft lines-of-credit.

We can help you establish or repair credit.

Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.


Our Members make the difference.

Member Since 2001

"The credit union has helped me straighten out my credit so I could own a home. They helped me every step of the way to homeownership right down to recommending and suggesting various avenues to save money and providing me with my first mortgage. They have always been there to make recommendations when I needed financial advice. I'm a member for life because they've made such a difference in my life."

June Capitulik


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