Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender









First Mortgages for Purchase or Refinance

All first mortgage products, including purchases and refinances, are offered through Owners Choice Funding. You can find today's rates and get a customized rate quote at the Genesee Co-op FCU Mortgage Center.

 

Click Here to Visit our Mortgage Center for Rates & More

 

Home Equity Line-of-Credit

Our HELOC rate is Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period.

For more information, contact Ben Pecora-Sanefski at 585-461-2230 or pooc.eeseneg@neb

 

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 6.745% **
61 - 72 Months 7.245% **
73 - 84 Months 7.745% **
85 - 96 Months 8.245% **
97 - 108 Months 8.745% **
109 - 120 Months 9.245% **
121 - 132 Months 9.745% **
123 - 144 Months 10.245% **
145 - 156 Months 10.745% **
157 - 168 Months 11.245% **
169 - 180 Months 11.745% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.

 

All Loan Rates and Product Availability Subject to Change Without Notice.


Our Members make the difference.

Member Since 1982

Alison is credited with inspiring the founder of Genesee Co-op FCU, David Knoll, to become an organizer of the credit union. According to David, "Alison said to me 'You need to start a credit union!' With the information and contacts she provided me, I worked to get Genesee Co-op FCU going." THANK YOU ALISON!!

"I was an early joiner. I'm supporting what I believe."

Alison Clarke


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