Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender









First Mortgages for Purchase or Refinance

All first mortgage products, including purchases and refinances, are offered through Owners Choice Funding. You can find today's rates and get a customized rate quote at the Genesee Co-op FCU Mortgage Center.

 

Click Here to Visit our Mortgage Center for Rates & More

 

Home Equity Line-of-Credit

Our HELOC rate is Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period.

For more information, contact Ben Pecora-Sanefski at 585-461-2230 or pooc.eeseneg@neb

 

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 4.625% **
61 - 72 Months 5.125% **
73 - 84 Months 5.625% **
85 - 96 Months 6.125% **
97 - 108 Months 6.625% **
109 - 120 Months 7.125% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.

 

All Loan Rates and Product Availability Subject to Change Without Notice.


Our Members make the difference.

Member Since 2007

Alina had a car loan with HSBC that was at 18.26% which we refinanced for her at the credit union at 8.25% after she made on time payments for one year.

"Basically what institutions like our CU does for 'underserved' people like me, is to put a little faith and trust in our financial life. And that is all we need in order to get out of our broken situation. Believing in the human ability to overcome any situation just by supporting them is enough.

We human beings have an extraordinary capacity or resilience to move on to the next level and then aim for a better future.

I am a true example of that ... A woman with such a bleak financial broken history and here there is a bank in a city where I never imagined myself living someday who put a little bit of that 'faith' in me. What a miracle!"

Alina Diaz


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