Mortgage Rates
THINK OF YOUR CU when you are thinking about a MORTGAGE
First Mortgages for Purchase or Refinance
All first mortgage products, including purchases and refinances, are offered through Owners Choice Funding. You can find today's rates and get a customized rate quote at the Genesee Co-op FCU Mortgage Center.
Click Here to Visit our Mortgage Center for Rates & More
Home Equity Line-of-Credit
Our HELOC rate is Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period.
For more information, contact Ben Pecora-Sanefski at 585-461-2230 or
Home Improvement Loans
| LOANS | TERMS | APR as LOW as |
| Second Mortgages for Home Improvements | 12 - 60 Months | 6.745% ** |
| 61 - 72 Months | 7.245% ** | |
| 73 - 84 Months | 7.745% ** | |
| 85 - 96 Months | 8.245% ** | |
| 97 - 108 Months | 8.745% ** | |
| 109 - 120 Months | 9.245% ** | |
| 121 - 132 Months | 9.745% ** | |
| 123 - 144 Months | 10.245% ** | |
| 145 - 156 Months | 10.745% ** | |
| 157 - 168 Months | 11.245% ** | |
| 169 - 180 Months | 11.745% ** | |
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Loan Rates Subject to Change without Notice |
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All Loan Rates and Product Availability Subject to Change Without Notice.
Our Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."