Mortgage Rates
THINK OF YOUR CU when you are thinking about a MORTGAGE
First Mortgages for Purchase or Refinance
All first mortgage products, including purchases and refinances, are offered through CUMA - the Credit Union Mortgage Association. Please contact us or CUMA for a mortgage rate today.
For more information on our mortgages vist our mortgage page.
Home Equity Line-of-Credit
Our HELOC rate is Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period.
For more information, contact Ben Pecora-Sanefski at 585-461-2230 or
Home Improvement Loans
| LOANS | TERMS | APR as LOW as |
| Second Mortgages for Home Improvements | 12 - 60 Months | 6.745% ** |
| 61 - 72 Months | 7.245% ** | |
| 73 - 84 Months | 7.745% ** | |
| 85 - 96 Months | 8.245% ** | |
| 97 - 108 Months | 8.745% ** | |
| 109 - 120 Months | 9.245% ** | |
| 121 - 132 Months | 9.745% ** | |
| 123 - 144 Months | 10.245% ** | |
| 145 - 156 Months | 10.745% ** | |
| 157 - 168 Months | 11.245% ** | |
| 169 - 180 Months | 11.745% ** | |
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Loan Rates Subject to Change without Notice |
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All Loan Rates and Product Availability Subject to Change Without Notice.
Our Members make the difference.
Member Since 2007
Alina had a car loan with HSBC that was at 18.26% which we refinanced for her at the credit union at 8.25% after she made on time payments for one year.
"Basically what institutions like our CU does for 'underserved' people like me, is to put a little faith and trust in our financial life. And that is all we need in order to get out of our broken situation. Believing in the human ability to overcome any situation just by supporting them is enough.
We human beings have an extraordinary capacity or resilience to move on to the next level and then aim for a better future.
I am a true example of that ... A woman with such a bleak financial broken history and here there is a bank in a city where I never imagined myself living someday who put a little bit of that 'faith' in me. What a miracle!"