Mortgage Rates
THINK OF YOUR CU when you are thinking about a MORTGAGE
First Mortgages for Purchase or Refinance
All first mortgage products, including purchases and refinances, are offered through Owners Choice Funding. You can find today's rates and get a customized rate quote at the Genesee Co-op FCU Mortgage Center.
Click Here to Visit our Mortgage Center for Rates & More
Home Equity Line-of-Credit
Our HELOC rate is Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period.
For more information, contact Ben Pecora-Sanefski at 585-461-2230 or
Home Improvement Loans
| LOANS | TERMS | APR as LOW as |
| Second Mortgages for Home Improvements | 12 - 60 Months | 6.745% ** |
| 61 - 72 Months | 7.245% ** | |
| 73 - 84 Months | 7.745% ** | |
| 85 - 96 Months | 8.245% ** | |
| 97 - 108 Months | 8.745% ** | |
| 109 - 120 Months | 9.245% ** | |
| 121 - 132 Months | 9.745% ** | |
| 123 - 144 Months | 10.245% ** | |
| 145 - 156 Months | 10.745% ** | |
| 157 - 168 Months | 11.245% ** | |
| 169 - 180 Months | 11.745% ** | |
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Loan Rates Subject to Change without Notice |
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All Loan Rates and Product Availability Subject to Change Without Notice.
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Member Since 2001
"The credit union has helped me straighten out my credit so I could own a home. They helped me every step of the way to homeownership right down to recommending and suggesting various avenues to save money and providing me with my first mortgage. They have always been there to make recommendations when I needed financial advice. I'm a member for life because they've made such a difference in my life."