Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender









First Mortgages for Purchase or Refinance

All first mortgage products, including purchases and refinances, are offered through Owners Choice Funding. You can find today's rates and get a customized rate quote at the Genesee Co-op FCU Mortgage Center.

 

Click Here to Visit our Mortgage Center for Rates & More

 

Home Equity Line-of-Credit

Our HELOC rate is Prime plus 0% with a floor of 4.00% APR and a 20-year repayment period.

For more information, contact Ben Pecora-Sanefski at 585-461-2230 or pooc.eeseneg@neb

 

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 4.625% **
61 - 72 Months 5.125% **
73 - 84 Months 5.625% **
85 - 96 Months 6.125% **
97 - 108 Months 6.625% **
109 - 120 Months 7.125% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.

 

All Loan Rates and Product Availability Subject to Change Without Notice.


Our Members make the difference.

Member Since 1982

"I joined the credit union when they first opened on Monroe Avenue. I wanted to build an account with a financial institution. I saw that they were new and I was starting new - so I thought it would be a good start! They were nice and courteous people. After they moved to South Avenue I wanted to buy a new car and they helped me with that and I have taken out personal loans with them too. They're more personal, a bank doesn't know you from the next 500 people. I always recommend them to people. The credit union looks at the things happening in your life and works with you. They know that people don't fail because they are not working on their life. Sometimes things just happen. I would like to get my next mortgage through them. I love them, they just fit my needs."

Francine Keeton


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