For more than 25 years we've worked with OwnersChoice, our credit union-owned mortgage partner, to provide mortgages for members. With OwnersChoice, Genesee Co-op lends for owner and non-owner occupied 1 to 4 family properties and second homes. Through another mortgage partner, FHA, VA and SONYMA loans are also available.
You can find rates, financial calculators, and apply online through our Genesee Co-op FCU Mortgage Center, in partnership with OwnersChoice.
For more information on our products, visit one of the links below.
Our Members make the difference.
Member Since 1985
"I joined the credit union because my bank was starting to charge fees for different transactions and setting a minimum amount on how much you had to have in your account. I decided it was time to put my money where my mouth was and support local businesses. So, I opened a checking and saving account with the credit union. In 2004, I got a mortgage with them - which they helped me stay on top of when I was laid off for a short period. I have direct deposit there for work and I did open up a line of credit there many years ago; I don't use it often but it's nice to know it’s there in case I do need it. People at the credit union dress differently, they don't wear suits and they're down to earth. When I go there, it's friendly and welcoming. I like the brickwork and the fact that they have local artwork on the walls. Most of my friends already bank there."