Savings Rates
Effective as of July 1st, 2020 for Member Share/Savings Account:
0.05% APR/0.05% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.
We also offer a special incentive for members who receive their statements electronically thru online banking: 3.00% APR/3.01% APY is paid on the first $500 in this account. Click here to find out more about how to sign up.
Club or Special Savings Account:
0.05 APR/0.05% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.
Peace Account:
For members who do not want to earn dividends/interest on their savings at the credit union. This account pays no dividends.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Certificate Rates
| SHARE CERTIFICATES |
Dividend Rate/Annual Percentage Yield |
| Quarterly Dividends | |
| 1YEAR | 0.30%/0.30% |
| 2 YEAR | 0.399%/0.400% |
| 3 YEAR | 0.499%/0.500% |
| Dividends Paid At Maturity | |
| 1 YEAR | 0.30%/0.30% |
| 2 YEAR | 0.40%/0.40% |
| 3 YEAR | 0.50%/0.50% |
| Rates are indications only and are subject to change at any time. | |
We are NOW OFFERING new Share Certificates of Deposit. We only accept a limited amount of certificates. Inquire about the availability at the CU. Minimum deposit and balance is $500 to open and maintain a share certificate.
The following rates are effective as of July 1st, 2020
Our Members make the difference.
Member Since 1982
Alison is credited with inspiring the founder of Genesee Co-op FCU, David Knoll, to become an organizer of the credit union. According to David, "Alison said to me 'You need to start a credit union!' With the information and contacts she provided me, I worked to get Genesee Co-op FCU going." THANK YOU ALISON!!
"I was an early joiner. I'm supporting what I believe."