Savings Rates
Effective as of July 1st, 2020 for Member Share/Savings Account:
0.05% APR/0.05% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.
We also offer a special incentive for members who receive their statements electronically thru online banking: 3.00% APR/3.01% APY is paid on the first $500 in this account. Click here to find out more about how to sign up.
Club or Special Savings Account:
0.05 APR/0.05% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.
Peace Account:
For members who do not want to earn dividends/interest on their savings at the credit union. This account pays no dividends.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Certificate Rates
| SHARE CERTIFICATES |
Dividend Rate/Annual Percentage Yield |
| Quarterly Dividends | |
| 1YEAR | 0.30%/0.30% |
| 2 YEAR | 0.399%/0.400% |
| 3 YEAR | 0.499%/0.500% |
| Dividends Paid At Maturity | |
| 1 YEAR | 0.30%/0.30% |
| 2 YEAR | 0.40%/0.40% |
| 3 YEAR | 0.50%/0.50% |
| Rates are indications only and are subject to change at any time. | |
We are NOW OFFERING new Share Certificates of Deposit. We only accept a limited amount of certificates. Inquire about the availability at the CU. Minimum deposit and balance is $500 to open and maintain a share certificate.
The following rates are effective as of July 1st, 2020
Our Members make the difference.
Member Since 1993
"I was working at Godiva's clothing store on Monroe Avenue when the credit union opened just down the street; so I decided to use them for my checking and savings accounts. Everyone there was friendly and community-oriented. Then I needed a used car loan and they helped with that too. Most importantly, in 2004, I got my mortgage through them, a 30-year-fixed at less than 6 percent interest. It took about a year to secure because the house had to be rehabilitated but they helped me discover the Southwedge Planning Committee to make it happen. It was exciting. They also helped my wife, who is from Colombia (South America), establish credit. In the meantime, they've helped me with my second and third car loans. I like the fact that they're in the neighborhood and when you walk in, the atmosphere just feels friendly. One of my friends had her artwork displayed on the walls. The credit union has helped me a lot and I've always referred my friends there."