Fixed Rate Home Improvement Loans
If you are in need of money to work on your home, and don't want or qualify for our HELOC product, we offer fixed rate home improvement loans.
- The maximum term is 10 years.
- The loan is secured by a second mortgage on your home.
- There are minimal closing costs, which can often be paid for with proceeds from the loan
- In most cases, interest paid on a home improvement loan is tax-deductible*.
Our Members make the difference.
Member Since 1985
"I joined the credit union because my bank was starting to charge fees for different transactions and setting a minimum amount on how much you had to have in your account. I decided it was time to put my money where my mouth was and support local businesses. So, I opened a checking and saving account with the credit union. In 2004, I got a mortgage with them - which they helped me stay on top of when I was laid off for a short period. I have direct deposit there for work and I did open up a line of credit there many years ago; I don't use it often but it's nice to know it’s there in case I do need it. People at the credit union dress differently, they don't wear suits and they're down to earth. When I go there, it's friendly and welcoming. I like the brickwork and the fact that they have local artwork on the walls. Most of my friends already bank there."