Fixed Rate Home Improvement Loans

If you are in need of money to work on your home, and don't want or qualify for our HELOC product, we offer fixed rate home improvement loans.

  • The maximum term is 10 years.
  • The loan is secured by a second mortgage on your home.
  • There are minimal closing costs, which can often be paid for with proceeds from the loan
  • In most cases, interest paid on a home improvement loan is tax-deductible*.

Our Members make the difference.

Member Since 2001

"The credit union has helped me straighten out my credit so I could own a home. They helped me every step of the way to homeownership right down to recommending and suggesting various avenues to save money and providing me with my first mortgage. They have always been there to make recommendations when I needed financial advice. I'm a member for life because they've made such a difference in my life."

June Capitulik


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