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We Uncovered the Secret Scheme Trapping Americans in Car Loans

Published on
February 27, 2026

Genesee Co-op was featured in a video by More Perfect Union about predatory car dealers and car loan providers. We strive to help people avoid, and get out of, these predatory deals.

A historic number of Americans are behind on their auto loans. New car payments are costing people as much as rent used to cost — $750 a month on average. We investigated auto lenders, and found companies making billions even as they set up customers up to fail.

Producer: Sam Black Videographers: Karen Rodriguez, Colin Bell, Justin Feltman Editor: Marielena Planas Supervising Producer: Sam Quigley Video Production Manager: Isabel Atalya Video Production Coordinator: Jodi Clemens Video Production Fellow: Astrid Dong Video Editing Fellow: Daria Nastasia

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