- DBA and Corporate Accounts
- Low-Cost Business Checking/Share Draft
- Coin and Currency
- 24/7 Deposit Drop
If you are in need of a Business Account, we offer two different options:
- DBA Account: If you have established a "Doing Business As" also known as a DBA name for your business, you can open a separate account or have it added to your existing account. There is no fee for adding it to your existing account and $10 to open a separate DBA account. Please be sure to bring proof of your DBA and separate tax ID #, (if applicable) for our records.
- Corporate Account: If you have incorporated your business, please bring a copy of the federal tax identification number (TIN) or state employer identification number (EIN) and a copy of your corporate papers. We will also ask for a signed corporate resolution which we have here at the CU, naming the officers of the corporation and the authorized signatures. The membership fee for opening a Corporate Account is $25.
We offer all the same services to our DBA and Corporate accounts as we do to our individual member accounts. There is no monthly service charge and no fees for deposit items or coin and currency requests. We will help you with all your "banking" needs and be available to help you with the financial needs of your business.
You can arrange with us to help you with your coin and currency needs for your business, whether for depositing money to your account or getting coin and currency for your business. There is no charge for this service but if you will be needing more than $1,000 in cash withdrawn, we ask that you call us 24 hours in advance until we set up a regular schedule if you will need this every week.
We have a secure deposit drop located on the outside of the building. The deposit drop capacity allows for secure paper currency and checks. It does not have capacity for large coin and currency deposits. It is available for all members to use. Deposits made are recorded AFTER we open at 10 AM each morning and checked just before closing each evening.
Our Members make the difference.
Member Since 1982
"I've been a member since the Credit Union was just Dave Knoll with a cardtable in the hallway of the old Genesee Coop on Saturday mornings. I've never been tempted to go anywhere else since that time, even though I now live thirty miles away. I like dealing with nice staff who know my name, who are eager to help, and who are dedicated to financial literacy and empowerment. Plus, it's good to know that my money is being used to invest in people rather than fill the pockets of the wealthiest.
In addition to savings and checking I've turned to the credit union for debit cards, line-of-credit, auto financing, on-line banking, and a home mortgage. I've now financed at least four cars through the credit union, and I've successfully encouraged friends to do the same.
One of my boldest statements ever in the face of raw financial power was when the car dealer required me to sit through a presentation on their financing. My response: "I'm a loyal credit union member, and I'll stick with it even if you offer me zero percent. If I ever get in trouble, the Credit Union will help me work it out, but you guys'll just send the collection agent after me." The guy just gulped and that was that.
And I don't want to forget to mention that as a Credit Union member I get to vote. Real democracy - awesome!
Genesee Co-op Federal Credit Union - it's the best deal in town!"