- DBA and Corporate Accounts
- Low-Cost Business Checking/Share Draft
- Coin and Currency
- 24/7 Deposit Drop
If you are in need of a Business Account, we offer two different options:
- DBA Account: If you have established a "Doing Business As" also known as a DBA name for your business, you can open a separate account or have it added to your existing account. There is no fee for adding it to your existing account and $10 to open a separate DBA account. Please be sure to bring proof of your DBA and separate tax ID #, (if applicable) for our records.
- Corporate Account: If you have incorporated your business, please bring a copy of the federal tax identification number (TIN) or state employer identification number (EIN) and a copy of your corporate papers. We will also ask for a signed corporate resolution which we have here at the CU, naming the officers of the corporation and the authorized signatures. The membership fee for opening a Corporate Account is $25.
We offer all the same services to our DBA and Corporate accounts as we do to our individual member accounts. There is no monthly service charge and no fees for deposit items or coin and currency requests. We will help you with all your "banking" needs and be available to help you with the financial needs of your business.
You can arrange with us to help you with your coin and currency needs for your business, whether for depositing money to your account or getting coin and currency for your business. There is no charge for this service but if you will be needing more than $1,000 in cash withdrawn, we ask that you call us 24 hours in advance until we set up a regular schedule if you will need this every week.
We have a secure deposit drop located on the outside of the building. The deposit drop capacity allows for secure paper currency and checks. It does not have capacity for large coin and currency deposits. It is available for all members to use. Deposits made are recorded AFTER we open at 10 AM each morning and checked just before closing each evening.
Our Members make the difference.
Member Since 1993
"I was working at Godiva's clothing store on Monroe Avenue when the credit union opened just down the street; so I decided to use them for my checking and savings accounts. Everyone there was friendly and community-oriented. Then I needed a used car loan and they helped with that too. Most importantly, in 2004, I got my mortgage through them, a 30-year-fixed at less than 6 percent interest. It took about a year to secure because the house had to be rehabilitated but they helped me discover the Southwedge Planning Committee to make it happen. It was exciting. They also helped my wife, who is from Colombia (South America), establish credit. In the meantime, they've helped me with my second and third car loans. I like the fact that they're in the neighborhood and when you walk in, the atmosphere just feels friendly. One of my friends had her artwork displayed on the walls. The credit union has helped me a lot and I've always referred my friends there."