Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender

We offer 10, 15, 20 and 30-year fixed and adjustable rate mortgages.

The CUC Mortgage website offers members many useful tools for the home buying or refinance process: (http://www.cucmortgage.com/members), including:

Rates change daily so please go to http://www.cucmortgage.com/membersOpen Link In New Window, our Mortgage Partner for more than 20 years, to see the latest rates or to APPLY ONLINE.  Be sure to mention you are a member of Genesee Co-op FCU.

Home Equity Line-of-Credit

Prime plus 0% with a floor of 4.00% APR
and a 20-year repayment period

Call David Knoll, our Mortgage Officer at 585-461-2230, x 10 or email him at pooc.eeseneg@divad.

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 6.000% **
61 - 72 Months 6.500% **
73 - 84 Months 7.000% **
85 - 96 Months 7.500% **
97 - 108 Months 8.000% **
109 - 120 Months 8.500% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.


Our Members make the difference.

Member Since 2001

"The credit union has helped me straighten out my credit so I could own a home. They helped me every step of the way to homeownership right down to recommending and suggesting various avenues to save money and providing me with my first mortgage. They have always been there to make recommendations when I needed financial advice. I'm a member for life because they've made such a difference in my life."

June Capitulik


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