Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender

We offer 10, 15, 20 and 30-year fixed and adjustable rate mortgages.

The CUC Mortgage website offers members many useful tools for the home buying or refinance process: (http://www.cucmortgage.com/members), including:

Rates change daily so please go to http://www.cucmortgage.com/membersOpen Link In New Window, our Mortgage Partner for more than 20 years, to see the latest rates or to APPLY ONLINE.  Be sure to mention you are a member of Genesee Co-op FCU.

Home Equity Line-of-Credit

Prime plus 0% with a floor of 4.00% APR
and a 20-year repayment period

Call David Knoll, our Mortgage Officer at 585-461-2230, x 10 or email him at pooc.eeseneg@divad.

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 6.000% **
61 - 72 Months 6.500% **
73 - 84 Months 7.000% **
85 - 96 Months 7.500% **
97 - 108 Months 8.000% **
109 - 120 Months 8.500% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.


Our Members make the difference.

Member Since 2007

Alina had a car loan with HSBC that was at 18.26% which we refinanced for her at the credit union at 8.25% after she made on time payments for one year.

"Basically what institutions like our CU does for 'underserved' people like me, is to put a little faith and trust in our financial life. And that is all we need in order to get out of our broken situation. Believing in the human ability to overcome any situation just by supporting them is enough.

We human beings have an extraordinary capacity or resilience to move on to the next level and then aim for a better future.

I am a true example of that ... A woman with such a bleak financial broken history and here there is a bank in a city where I never imagined myself living someday who put a little bit of that 'faith' in me. What a miracle!"

Alina Diaz


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