Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender

We offer 10, 15, 20 and 30-year fixed and adjustable rate mortgages.

The CUC Mortgage website offers members many useful tools for the home buying or refinance process: (http://www.cucmortgage.com/members), including:

Rates change daily so please go to http://www.cucmortgage.com/membersOpen Link In New Window, our Mortgage Partner for more than 20 years, to see the latest rates or to APPLY ONLINE.  Be sure to mention you are a member of Genesee Co-op FCU.

Home Equity Line-of-Credit

Prime plus 0% with a floor of 4.00% APR
and a 20-year repayment period

Call David Knoll, our Mortgage Officer at 585-461-2230, x 10 or email him at pooc.eeseneg@divad.

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 6.000% **
61 - 72 Months 6.500% **
73 - 84 Months 7.000% **
85 - 96 Months 7.500% **
97 - 108 Months 8.000% **
109 - 120 Months 8.500% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.


Our Members make the difference.

Member Since 1982

"I've been a member since the Credit Union was just Dave Knoll with a cardtable in the hallway of the old Genesee Coop on Saturday mornings. I've never been tempted to go anywhere else since that time, even though I now live thirty miles away. I like dealing with nice staff who know my name, who are eager to help, and who are dedicated to financial literacy and empowerment. Plus, it's good to know that my money is being used to invest in people rather than fill the pockets of the wealthiest.

In addition to savings and checking I've turned to the credit union for debit cards, line-of-credit, auto financing, on-line banking, and a home mortgage. I've now financed at least four cars through the credit union, and I've successfully encouraged friends to do the same.

One of my boldest statements ever in the face of raw financial power was when the car dealer required me to sit through a presentation on their financing. My response: "I'm a loyal credit union member, and I'll stick with it even if you offer me zero percent. If I ever get in trouble, the Credit Union will help me work it out, but you guys'll just send the collection agent after me." The guy just gulped and that was that.

Yee-hah!

And I don't want to forget to mention that as a Credit Union member I get to vote. Real democracy - awesome!

Genesee Co-op Federal Credit Union - it's the best deal in town!"

James Renfrew


LOST or STOLEN VISA Debit Card? Please call 1-888-241-2510.