Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender

We offer 10, 15, 20 and 30-year fixed and adjustable rate mortgages.

The CUC Mortgage website offers members many useful tools for the home buying or refinance process: (http://www.cucmortgage.com/members), including:

Rates change daily so please go to http://www.cucmortgage.com/membersOpen Link In New Window, our Mortgage Partner for more than 20 years, to see the latest rates or to APPLY ONLINE.  Be sure to mention you are a member of Genesee Co-op FCU.

Home Equity Line-of-Credit

Prime plus 0% with a floor of 4.00% APR
and a 20-year repayment period

Call David Knoll, our Mortgage Officer at 585-461-2230, x 10 or email him at pooc.eeseneg@divad.

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 6.000% **
61 - 72 Months 6.500% **
73 - 84 Months 7.000% **
85 - 96 Months 7.500% **
97 - 108 Months 8.000% **
109 - 120 Months 8.500% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.


Our Members make the difference.

Member Since 1993

"I was working at Godiva's clothing store on Monroe Avenue when the credit union opened just down the street; so I decided to use them for my checking and savings accounts. Everyone there was friendly and community-oriented. Then I needed a used car loan and they helped with that too. Most importantly, in 2004, I got my mortgage through them, a 30-year-fixed at less than 6 percent interest. It took about a year to secure because the house had to be rehabilitated but they helped me discover the Southwedge Planning Committee to make it happen. It was exciting. They also helped my wife, who is from Colombia (South America), establish credit. In the meantime, they've helped me with my second and third car loans. I like the fact that they're in the neighborhood and when you walk in, the atmosphere just feels friendly. One of my friends had her artwork displayed on the walls. The credit union has helped me a lot and I've always referred my friends there."

Patrick Denney


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