Mortgage Rates

THINK OF YOUR CU when you are thinking about a MORTGAGE

Family in the Mortgage Business
Equal Housing Lender

We offer 10, 15, 20 and 30-year fixed and adjustable rate mortgages.

The CUC Mortgage website offers members many useful tools for the home buying or refinance process: (http://www.cucmortgage.com/members), including:

Rates change daily so please go to http://www.cucmortgage.com/membersOpen Link In New Window, our Mortgage Partner for more than 20 years, to see the latest rates or to APPLY ONLINE.  Be sure to mention you are a member of Genesee Co-op FCU.

Home Equity Line-of-Credit

Prime plus 0% with a floor of 4.00% APR
and a 20-year repayment period

Call David Knoll, our Mortgage Officer at 585-461-2230, x 10 or email him at pooc.eeseneg@divad.

Home Improvement Loans

LOANS TERMS APR as LOW as
Second Mortgages for Home Improvements 12 - 60 Months 6.000% **
61 - 72 Months 6.500% **
73 - 84 Months 7.000% **
85 - 96 Months 7.500% **
97 - 108 Months 8.000% **
109 - 120 Months 8.500% **

Loan Rates Subject to Change without Notice
** based on 1.50% added to our 30-year, 60-day fixed mortgage rate which may change daily.


Our Members make the difference.

Member Since 2004

"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."

Merrie Camp


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