Tips To Fight Fraud
Fighting fraud is an ongoing battle…and as an accountholder, you’re the most powerful weapon against it!
Here are 15 quick, easy steps you can take to help identify and prevent fraud:
• Close all unused card accounts.
• Review your credit report frequently.
• Review all monthly statements for fraudulent activity.
• Keep your personal records in a secure location.
• Destroy all pre-approved applications.
• Don’t provide account numbers over the phone unless
you’re sure of the caller’s identity.
• Do not provide personal information on solicitations.
• Know when to expect new cards, and report immediately
if they’re not received.
• Carry only the cards you use frequently, and don’t write
your PIN on your card.
• Keep a list of account numbers and lost/stolen contact
numbers in a safe location.
• Do not leave your card(s) with another person.
• Use one card for online purchases and keep a record
of all transactions.
• When providing information online, make sure the
website is secure.
• Pick up mail promptly and report any mail theft to a
local postal inspector.
• When traveling, inform your credit union and ask the
post office to hold your mail.
Our Members make the difference.
Member Since 1982
"I've been a member since the Credit Union was just Dave Knoll with a cardtable in the hallway of the old Genesee Coop on Saturday mornings. I've never been tempted to go anywhere else since that time, even though I now live thirty miles away. I like dealing with nice staff who know my name, who are eager to help, and who are dedicated to financial literacy and empowerment. Plus, it's good to know that my money is being used to invest in people rather than fill the pockets of the wealthiest.
In addition to savings and checking I've turned to the credit union for debit cards, line-of-credit, auto financing, on-line banking, and a home mortgage. I've now financed at least four cars through the credit union, and I've successfully encouraged friends to do the same.
One of my boldest statements ever in the face of raw financial power was when the car dealer required me to sit through a presentation on their financing. My response: "I'm a loyal credit union member, and I'll stick with it even if you offer me zero percent. If I ever get in trouble, the Credit Union will help me work it out, but you guys'll just send the collection agent after me." The guy just gulped and that was that.
And I don't want to forget to mention that as a Credit Union member I get to vote. Real democracy - awesome!
Genesee Co-op Federal Credit Union - it's the best deal in town!"