Savings Rates

Effective as of December 31st, 2014 for Member Share/Savings Account:

0.05% APR/0.05% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.

We also offer a special incentive for members who receive their statements electronically thru online banking: 3.00% APR/3.01% APY is paid on the first $500 in this account. Click here to find out more about how to sign up.

Club or Special Savings Account:

0.05 APR/0.05% APY for accounts with an average daily balance of $25 or more. Dividends are paid quarterly.

Peace Account:

For members who do not want to earn dividends/interest on their savings at the credit union. This account pays no dividends.

APR = Annual Percentage Rate
APY = Annual Percentage Yield

Certificate Rates

SHARE
CERTIFICATES
Dividend Rate/Annual
Percentage Yield
Quarterly Dividends
1YEAR 0.499%/0.50%
2 YEAR 0.748%/0.75%
3 YEAR 0.966%/1.00%
Dividends Paid At Maturity
1 YEAR 0.50%/0.50%
2 YEAR 0.75%/0.75%
3 YEAR 1.00%/1.00%
Rates are indications only and are subject to change at any time.

We are NOW OFFERING new Share Certificates of Deposit. We only accept a limited amount of certificates. Inquire about the availability at the CU.  Minimum deposit and balance is $500 to open and maintain a share certificate.

The following rates are effective as of March 31st, 2014


Our Members make the difference.

Member Since 2004

"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."

Merrie Camp


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