Loan Rates

LOAN APPLICATION LOAN APPLICATION (4,640.33 KB)

Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader)

Model Year Term APR as LOW as
2013 & 2014 36 - 60 Months 1.99%
61 - 72 Months 2.49%
2009 - 2012 24 - 48 Months 3.00%
49 - 60 Months 3.50%
2006 - 2008 12 - 36 Months 4.00%
37 - 48 Months 4.50%
2005 and Older 12 - 36 Months 5.00%
37 - 48 Months 6.00%

DON'T FORGET: WE MATCH DEALER RATES

As you look for the best car loan rate, please call the credit union to see if we can match any auto loan rate you are offered.

Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater

Loan Rates Subject to Change without Notice.

Do You Have An Auto Loan at Another Bank or CU?

Now is a great time to REFINANCE Your AUTO LOAN with Your CU! 
For a limited time, we are offering a special rate for any age car for up to 60 months:

As low as 2.49% APR
Enterprise Credit Union
Enterprise Car Sales

Consumer Loan Rates (as of as of April 1, 2014)

LOANS / LOAN OPTIONS TERMS Annual Percentage Rate (APR)
$500 - $25,000 Unsecured Loan 12 - 60 Months As Low as 7.00%
$5000 - $40,000 Secured Personal Loan 12 - 120 Months As Low as 5.50%**
$100 - $10,000 Line-of-Credit Line-of-Credit 13%
$500 Alternative Payday LOC 3 Months 18%
Share Secured Loan As Requested 3.05%

** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing

Loan Rates Subject to Change without Notice

Members borrow for personal, business or family needs.

We offer both unsecured and secured debt consolidation loans.

We offer overdraft lines-of-credit.

We can help you establish or repair credit.

Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.


Our Members make the difference.

Member Since 1982

"I decided to become a founder and a member of Genesee Co-op Federal Credit Union because I wanted to help create, support and benefit from a cooperative alternative to mainstream financial institutions. It's important to me to know that my money supports a non-profit, community-based, socially-responsible saving and lending institution. Now more than ever, we need alternatives to the mega-banks that have made such a mess of our economy. I'm proud to have been a part of an institution that has helped thousands of people enter the world of credit, improve their financial standing and be treated with dignity. It's great to have witnessed the credit union’s evolution from a small group of food co-op members into an institution that serves a member-ownership that's diverse in age, race, ethnicity and socio-economic circumstance."

David Knoll


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