LOAN APPLICATION (4,640.33 KB)
Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader)
|Model Year||Term||APR as LOW as|
|2013 & 2014||36 - 60 Months||1.99%|
|61 - 72 Months||2.49%|
|2009 - 2012||24 - 48 Months||3.00%|
|49 - 60 Months||3.50%|
|2006 - 2008||12 - 36 Months||4.00%|
|37 - 48 Months||4.50%|
|2005 and Older||12 - 36 Months||5.00%|
|37 - 48 Months||6.00%|
DON'T FORGET: WE MATCH DEALER RATES
Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater.
Loan Rates Subject to Change without Notice.
Consumer Loan Rates (as of as of April 1, 2014)
|LOANS / LOAN OPTIONS||TERMS||Annual Percentage Rate (APR)|
|$500 - $25,000 Unsecured Loan||12 - 60 Months||As Low as 7.00%|
|$5000 - $40,000 Secured Personal Loan||12 - 120 Months||As Low as 6.125%**|
|$100 - $10,000 Line-of-Credit||Line-of-Credit||13%|
|$500 Alternative Payday LOC||3 Months||18%|
|Share Secured Loan||As Requested||3.05%|
** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing
Loan Rates Subject to Change without Notice
Members borrow for personal, business or family needs.
We offer both unsecured and secured debt consolidation loans.
We offer overdraft lines-of-credit.
We can help you establish or repair credit.
Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.
Our Members make the difference.
Member Since 1982
Alison is credited with inspiring the founder of Genesee Co-op FCU, David Knoll, to become an organizer of the credit union. According to David, "Alison said to me 'You need to start a credit union!' With the information and contacts she provided me, I worked to get Genesee Co-op FCU going." THANK YOU ALISON!!
"I was an early joiner. I'm supporting what I believe."