LOAN APPLICATION (4,640.33 KB)
Click here for a LOAN APPLICATION you can print, complete and return to the CU. (Requires Acrobat Reader)
|Model Year||Term||APR as LOW as|
|2013 & 2014||36 - 60 Months||1.99%|
|61 - 72 Months||2.49%|
|2009 - 2012||24 - 48 Months||3.00%|
|49 - 60 Months||3.50%|
|2006 - 2008||12 - 36 Months||4.00%|
|37 - 48 Months||4.50%|
|2005 and Older||12 - 36 Months||5.00%|
|37 - 48 Months||6.00%|
DON'T FORGET: WE MATCH DEALER RATES
Your Credit Union also offers an additional .50% DISCOUNT for vehicles with an EPA of 35 MPG or greater.
Loan Rates Subject to Change without Notice.
Consumer Loan Rates (as of as of April 1, 2014)
|LOANS / LOAN OPTIONS||TERMS||Annual Percentage Rate (APR)|
|$500 - $25,000 Unsecured Loan||12 - 60 Months||As Low as 7.00%|
|$5000 - $40,000 Secured Personal Loan||12 - 120 Months||As Low as 6.125%**|
|$100 - $10,000 Line-of-Credit||Line-of-Credit||13%|
|$500 Alternative Payday LOC||3 Months||18%|
|Share Secured Loan||As Requested||3.05%|
** based on 2.00% added to our 30 year, 60-day fixed mortgage rate at loan closing
Loan Rates Subject to Change without Notice
Members borrow for personal, business or family needs.
We offer both unsecured and secured debt consolidation loans.
We offer overdraft lines-of-credit.
We can help you establish or repair credit.
Think of us if you want to buy furniture or appliances or have dental or other personal, business or family needs.
Our Members make the difference.
Member Since 1993
"I was working at Godiva's clothing store on Monroe Avenue when the credit union opened just down the street; so I decided to use them for my checking and savings accounts. Everyone there was friendly and community-oriented. Then I needed a used car loan and they helped with that too. Most importantly, in 2004, I got my mortgage through them, a 30-year-fixed at less than 6 percent interest. It took about a year to secure because the house had to be rehabilitated but they helped me discover the Southwedge Planning Committee to make it happen. It was exciting. They also helped my wife, who is from Colombia (South America), establish credit. In the meantime, they've helped me with my second and third car loans. I like the fact that they're in the neighborhood and when you walk in, the atmosphere just feels friendly. One of my friends had her artwork displayed on the walls. The credit union has helped me a lot and I've always referred my friends there."