Fixed Rate Home Improvement Loans
If you are in need of money to work on your home, and don't want or qualify for our HELOC product, we offer fixed rate home improvement loans.
- The maximum term is 10 years.
- The loan is secured by a second mortgage on your home.
- There are minimal closing costs, which can often be paid for with proceeds from the loan
- In most cases, interest paid on a home improvement loan is tax-deductible*.
Our Members make the difference.
Member Since 1982
"I joined the credit union when they first opened on Monroe Avenue. I wanted to build an account with a financial institution. I saw that they were new and I was starting new - so I thought it would be a good start! They were nice and courteous people. After they moved to South Avenue I wanted to buy a new car and they helped me with that and I have taken out personal loans with them too. They're more personal, a bank doesn't know you from the next 500 people. I always recommend them to people. The credit union looks at the things happening in your life and works with you. They know that people don't fail because they are not working on their life. Sometimes things just happen. I would like to get my next mortgage through them. I love them, they just fit my needs."