Fixed Rate Home Improvement Loans
If you are in need of money to work on your home, and don't want or qualify for our HELOC product, we offer fixed rate home improvement loans.
- The maximum term is 10 years.
- The loan is secured by a second mortgage on your home.
- There are minimal closing costs, which can often be paid for with proceeds from the loan
- In most cases, interest paid on a home improvement loan is tax-deductible*.
Our Members make the difference.
Member Since 2004
"What has the CU done for and meant to me? How about warmth and security? When I joined I felt, and still feel, that the diversity of the neighborhood is well represented both by the CU's members and its employees. As welcoming as the staff is, I had no problem following when the building on Gregory St became its new home. The loyalty I felt to Genesee Co-op FCU at that time has been validated by an incident in May 2009. One of my checks was presented to the teller, unsigned, for a large amount. When that individual came back with same check supposedly signed by me, the CU refused to cash it, because the staff recognized the signature as forged. I got to see how the sense of kinship the CU propagates, plays out in order to safeguard its members. Thank you, team."