Fixed Rate Home Improvement Loans

If you are in need of money to work on your home, and don't want or qualify for our HELOC product, we offer fixed rate home improvement loans.

  • The maximum term is 10 years.
  • The loan is secured by a second mortgage on your home.
  • There are minimal closing costs, which can often be paid for with proceeds from the loan
  • In most cases, interest paid on a home improvement loan is tax-deductible*.

Our Members make the difference.

Member Since 2003

"I love doing business with the Credit Union. While I really like to keep my life simple and close to home, I've kept my accounts with the Credit Union even though I recently remarried and moved a little further away. I just feel welcome, established, and connected there. It feels good to support such a human-sized institution where accounts and lending are handled with compassion and common sense - not just by numbers or a computer program. I feel that by depositing my money at the Credit Union, I am helping it be possible for that money to be lent out to help good things happen for other people. I want my son, Dylan, to be positively influenced by that experience, too."

Patty & Dylan Love


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