Fixed Rate Home Improvement Loans

If you are in need of money to work on your home, and don't want or qualify for our HELOC product, we offer fixed rate home improvement loans.

  • The maximum term is 10 years.
  • The loan is secured by a second mortgage on your home.
  • There are minimal closing costs, which can often be paid for with proceeds from the loan
  • In most cases, interest paid on a home improvement loan is tax-deductible*.

Our Members make the difference.

Member Since 1982

Alison is credited with inspiring the founder of Genesee Co-op FCU, David Knoll, to become an organizer of the credit union. According to David, "Alison said to me 'You need to start a credit union!' With the information and contacts she provided me, I worked to get Genesee Co-op FCU going." THANK YOU ALISON!!

"I was an early joiner. I'm supporting what I believe."

Alison Clarke


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